southeastcreditrecovery

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Compassionate Care in Credit

At Southeast Credit Recovery, we are more than a debt collection agency; we're your partner in financial healing. We provide easy, affordable ways to settle your debts and start anew with credit that reflects your true potential.

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Tailored Solutions

We develop incentivized payment strategies that fit your financial situation, free from interest and hidden fees. Our transparent approach offers flexibility and clear information, empowering you to make informed decisions for effective credit restoration.

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Sustainable Success

We're committed to deleting our entry from your file, ensuring the shortest timeframe between satisfying your debt and rebuilding your score. We also provide you with Proof of Payment giving you the confirmation you need to move forward confidently.

About Us

Simplified Repayment Solutions for You

We're a professional consumer debt collection agency offering affordable, simplified solutions to resolve delinquent accounts and reestablish credit. We pride ourselves on focusing our efforts on the consumer's needs to make the process as easy as can be.

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Debt Resolution

Our expert team provides efficient debt resolution, focusing on your satisfaction with a respectful and effective approach to deliver optimal client results.

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Consulting

We consistently strive for superior results, offering expert guidance and tailored solutions to meet all your financial needs effectively.

Premium Services

Our Services

Collections Solutions

Navigate your financial recovery with Southeast Credit Recovery. We appreciate the individuality of each account and adapt our collections approach to ensure optimal outcomes. Trust in our commitment to integrity, clear communication, and a results-driven process for your fiscal recuperation.
 
HOW WE WORK

Step-by-Step: Your Path to Credit Recovery

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Debt Validation

Receive a warm introduction and debt validation through our welcome letter. Verify your details to confirm the debt's authenticity.

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Payment Solutions

Access our portal to manage your account and arrange payments. Or, discuss options with us via phone or email.

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Debt Paid

Finalize your payment plan, and we'll promptly notify credit bureaus, requesting removal from your credit file. Proof of payment will be provided.

Case Study

Discover Our Credit Repair and Restoration Works

Why resolve your delinquent debt?

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Greater Limits

Access more financial flexibility with higher credit limits, giving you the freedom to pursue larger goals.

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Better Choices

With a solid credit score, enjoy a wider range of financial products tailored to suit your needs.

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Negotiation Leverage

A good credit history grants you the power to negotiate better terms on loans and credit lines.

Pricing Plan

Choose Your Best Plane To Get Our Services

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Starter Plane

$49.49mo
  • Bureau Audit Analysis
  • Client Portal Access
  • Credit Education
  • Credit Business
  • Customer support
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Basic Plane

$79.95mo
  • Bureau Audit Analysis
  • Client Portal Access
  • Credit Education
  • Credit Business
  • Customer support
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Premium Plane

$99.99mo
  • Bureau Audit Analysis
  • Client Portal Access
  • Credit Education
  • Credit Business
  • Customer support

See your account details, make payments, manage contact options, request a call in our portal.

Our Expertise

Meet Out Team Member

Testimonials

Our Client Reviews

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Partnering with Southeast Credit Recovery transformed my understanding of financial health. Their personal touch and clear communication made navigating my credit repair not just simple, but empowering. Thanks to their team, I’m not only on top of my finances but also looking forward to a future of possibilities!

Lisa Grant
Project Manager
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Never thought I’d see the day when ‘credit score’ wouldn’t be a phrase to dread. Southeast Credit Recovery made that day today. Their tailored plan and the diligent support offered a new lease on my financial life. My credit’s not just repaired; it’s genuinely thriving!

Mia Chen
Freelance Writer
News & BLog

Read Our Latest News & Articals

08 Feb 2022

Southeast Credit Recovery: Your Partner in Financial Rehabilitation

In today's fast-paced world, it's easy to find yourself in a...

08 Feb 2022

The Path to a Cleaner Credit Slate with Southeast Credit Recovery

Imagine a debt collection agency that works tirelessly not just to...

08 Feb 2022

Southeast Credit Recovery: Redefining the Road to Credit Restoration

At Southeast Credit Recovery, we believe in second chances. We know...

Faq

Asked Any Questions

We send out debt validation letters along with your welcome letter. The debt validation letter includes the information required to verify the debt is legitimate. This letter will outline the original creditor, the amount owed, and provide a breakdown of any fees or charges applied to your account. Understanding your debt is crucial for your financial management, and we are here to assist with any questions or concerns. You can request a new debt validation letter at any time if you need further clarification or if your records do not match our documentation.
Yes, you may dispute this debt only if you believe it is invalid by submitting a letter by U.S. mail directly to our main office address. All disputes must be submitted in writing by mail. Please include in the letter, the reason for the dispute as well as up to date contact information. You must dispute within 30 days of receiving the debt validation letter; otherwise, we will assume the debt is valid.
If we are reporting to your credit, once the debt is paid, we will notify the credit bureaus that you have satisficed the debt and we will request the removal of our record from your report. This will result in a credit score increase!
We will however make every attempt to resolve the debt with you before reporting to your credit. This way, you can entirely avoid the score decrease that would result from a collections account being reported.
OSD (out-of-statute debt) is not a debt forgiveness benefit. OSD does not make a valid debt invalid. OSD does not mean that the debtor no longer owes the debt. And, OSD does not mean that the debt can no longer be collected – the debt simply can no longer be collected through litigation.
In short; yes, the debt is still owed. OSD can even still be reported to the credit bureaus.
The good news is, we will do everything we can to work with you so that you can resolve the debt for as little as possible, as quickly as possible.